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Ensombl Advice Australia

Professional network for financial advisers https://ensombl.com/ DISCLAIMER: The Ensombl podcast and all content contained on Ensombl is limited to factual information and does not constitute legal, financial or other professional advice. Ensombl does not hold an AFS licence and does not provide any financial services. Nothing on this podcast should be interpreted as financial advice. Before making any investment decision, Ensombl recommends obtaining financial advice from a qualified financial adviser.
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Now displaying: September, 2024
Sep 30, 2024

In this episode, Andrew is joined by Brenton Miegel, Director and Financial Planner at Goldsborough Financial Services. They cover his journey through the financial planning industry, the evolution of Goldsborough's culture and client-centric approach, and their plans for future growth through potential mergers and acquisitions.

Brenton Miegel LinkedIn: https://www.linkedin.com/in/brentonmiegelcfp/
Goldsborough Financial Services Website: https://goldsborough.com.au/advisers/brenton-miegel/
Peleton Partners: https://www.pelotonpartners.com.au/
IOOF Alliances: https://www.ioof.com.au/en/ioof-alliances
Mitcham City Brass: https://mitchamcitybrass.org/

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Sep 29, 2024

Alternative investments are set to take off, as overpriced and over-concentrated equity markets force investors to seek new avenues to de-risk and seek value. In this episode, host James Whelan is joined by Sinead Rafferty from Fidante and Morningstar’s Vesna Peroska to look under the hood of a sector including Private markets, hedge funds, infrastructure, and property. Alternatives can play a range of important roles in a portfolio, including return diversifiers, uncorrelated assets, and tail hedges, and the panel explores how a wave of product development is making alternatives available to a broader range of investors than ever before.

Vesna Peroska LinkedIn: https://www.linkedin.com/in/vesnaperoska/
Sinead Rafferty LinkedIn: https://www.linkedin.com/in/sinead-rafferty-cfa-366ba961/
James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/

Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20240930/

This market highlight is proudly brought to by Fidante: https://ensombl.com/go/2-20240930/

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Sep 26, 2024

In this episode, Pat is joined by Eloise Somerford and Julia Vojkovic from 3Lines. They discuss the features of 3Lines 2.0, which aims to streamline compliance management for financial services licensees by offering a comprehensive, AI-enhanced solution that addresses common pain points and enables licensees to focus more on serving their clients.

3Lines Website: https://www.3lines.com.au/
Eloise Somerford LinkedIn: https://www.linkedin.com/in/eloise-somerford-467aab47/
Julia Vojkovic LinkedIn: https://www.linkedin.com/in/julia-vojkovic-708563114/
Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/

A world of community awaits you at Netwealth: https://ensombl.com/go/20240927

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Sep 25, 2024

Daniel is a Financial Adviser and Partner at Strategic Wealth. He and James discuss his progression from paraplanning to partner, the firm's focus on retirees and expats, and the importance of industry engagement and personal development for advisors.

Daniel Wilson LinkedIn: https://www.linkedin.com/in/daniel-wilson-936a4491/
Strategic Wealth Website: https://strategicwealth.melbourne/

moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240926

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Sep 24, 2024

Peita and Adele wrap up Day Four and discuss their learnings from the day, including insights on behavioral finance, marketing, sales processes, AI tools, human-first advice, balancing business growth with personal well-being, and their thoughts on the 2024 Future Proof Festival as a whole.

Peita Diamandtidis LinkedIn: https://www.linkedin.com/in/peitamd/
Adele Martin LinkedIn: https://www.linkedin.com/in/adelemartin/
Future Proof YouTube: https://www.youtube.com/@FutureProof_HQ

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Sep 23, 2024

Join Peita, Adele and Dean at the Future Proof Festival as they discuss the wide range of insights and takeaways from Day Three, including the differences between the Australian and US financial advice industries, the importance of technology and data management, behavioral finance tools, client engagement strategies, and the shift towards a more coaching-oriented approach in financial planning.

Peita Diamandtidis LinkedIn: https://www.linkedin.com/in/peitamd/
Adele Martin LinkedIn: https://www.linkedin.com/in/adelemartin/
Dean Holmes LinkedIn: https://www.linkedin.com/in/dean-holmes-financial-adviser-coach-the-wealth-network/

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Sep 22, 2024

Peita and Adele recap their Day Two experience at the Future Proof Festival, including innovative event formats, practice management strategies, the importance of adapting to demographic and industry trends, and leveraging technology to enhance client relationships and communication.

Peita Diamandtidis LinkedIn: https://www.linkedin.com/in/peitamd/
Adele Martin LinkedIn: https://www.linkedin.com/in/adelemartin/
Michael Kitces Presentation: https://www.kitces.com/future-proof-presentation-handout-materials-supporting-information-2/

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Sep 19, 2024

Straight from the Future Proof Festival in California, Peita and Adele discuss the key highlights and insights from first day, including donor-advised funds, AI's impact on wealth management, the future of the industry, and innovative fintech solutions for client engagement and personalisation.

Peita Diamandtidis LinkedIn: https://www.linkedin.com/in/peitamd/
Adele Martin LinkedIn: https://www.linkedin.com/in/adelemartin/

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Sep 19, 2024

In this week's episode, Pat talks to Josh Ratnarajah, Co-Founder at Paradino. They discuss Paradino's vision to connect the back office and automate the advice process using AI, including their current file note automation functionality, upcoming features, and the potential for AI to enhance client relationships and reduce the cost of advice.

Josh Ratnarajah LinkedIn: https://www.linkedin.com/in/joshratnarajah/
Paradino Website: https://www.app.paradino.ai/
Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/

A world of community awaits you at Netwealth: https://ensombl.com/go/20240920

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Sep 18, 2024

In this episode, James talks with Josh Pennell. He and James discuss his work at Prosper Advisory, including the firm's accounting and financial planning services, his approach to networking and client acquisition, his expertise in providing financial advice during divorce and separation, and his experience of writing and publishing a book.

Josh Pennell LinkedIn: https://www.linkedin.com/in/thefamilyfinanceguy/
Prosper Advisory Website: https://www.prosperadvisory.com.au/
What Parents Want Book: https://www.amazon.com/What-Parents-Want-financial-happiness/dp/1781337012

moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240919

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Sep 17, 2024

In this first episode, Peita talks with John O'Mahony and Deen Sanders from Deloitte Access Economics. They discuss the key findings and implications of the "Advice 2023: The Big Shift" report, which identifies seven mega trends that will significantly impact the financial advice industry and presents choices for advisors to embrace these changes and capitalise on the $2.1 billion advice opportunity.

John O'Mahony LinkedIn: https://www.linkedin.com/in/john-o-mahony-860a2632/
Deen Sanders LinkedIn: https://www.linkedin.com/in/prof-deen-sanders-oam-21b61220/
Advice 2030: The Big Shift: https://www.deloitte.com/au/en/Industries/investment-management/perspectives/advice-2030-the-big-shift.html
Deloitte Website: https://www.deloitte.com/
Ensombl Iress Space: https://app.ensombl.com/spaces/12522488/feed

Discover how to boost efficiency and create capacity in your business at https://ensombl.com/go/20240918/

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Sep 17, 2024

In this episode, Peita is joined by Tim Lea, Head of Operations at Pivot Wealth. They explore how Pivot Wealth has leveraged technology, particularly Xplan, to streamline their operations and deliver efficient advice, and the importance of focusing on client and team journeys first before selecting technology solutions.

Tim Lea LinkedIn: https://www.linkedin.com/in/timothyblea/
Pivot Wealth Website: https://pivotwealth.com.au/
Ensombl Iress Space: https://app.ensombl.com/spaces/12522488/feed

Discover how to boost efficiency and create capacity in your business at https://ensombl.com/go/20240918/

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Sep 17, 2024

In this episode, Peita talks with Kerry Ong, General Manager - Customer at Iress. They discuss the importance of listening to advisor feedback, improving data management and integration, and leveraging technology to drive efficiency and scalability.

Kerry Ong LinkedIn: https://www.linkedin.com/in/kerryong/
Ensombl Iress Space: https://app.ensombl.com/spaces/12522488/feed

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Sep 17, 2024

In this final instalment, Peita is joined by Kelli Willmer, Executive General Manager - Wealth at Iress. They discuss how Iress is collaborating with the industry to navigate significant shifts and disruptors, leveraging data and AI to enhance advisor efficiency and client experiences, while encouraging advisors to engage in strategic planning and provide feedback to shape the future of advice.

Kelli Willmer LinkedIn: https://www.linkedin.com/in/kelli-willmer/
Ensombl Iress Space: https://app.ensombl.com/spaces/12522488/feed

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Sep 12, 2024

This week, Pat speaks with George Haramis, Co-Founder and CEO of moneyGPS. They discuss the digital advice platform, its origins, features, benefits for financial advisors and clients, future development plans and expanding its reach both domestically and internationally.

George Haramis LinkedIn: https://www.linkedin.com/in/georgeharamis/
moneyGPS Website: https://moneygps.com.au/
For more information on moneyGPS, call 1300 24 24 42
Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/

A world of community awaits you at Netwealth: https://ensombl.com/go/20240913

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Sep 11, 2024

Carlie is a Financial Adviser at MBS Insurance. She and James discuss her experience in the insurance industry, her role at MBS Insurance, the company's processes for engaging with clients and managing renewals, as well as the challenges and strategies involved in providing insurance-only advice.

Carlie Thatcher LinkedIn: https://www.linkedin.com/in/carlie-thatcher-4b5515115/
MBS Insurance Website: https://mbsinsurance.com.au/

moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240912

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Sep 10, 2024

In this first episode, Tanya is joined by Libby Newman, Senior Investment Specialist - Strategy and Research at Vanguard Australia. They explore the key insights from Vanguard's research on how Australians are preparing for and experiencing retirement, including the importance of home ownership, and the role of advisors in addressing concerns around longevity, health, and intergenerational wealth transfer.

Libby Newman LinkedIn: https://www.linkedin.com/in/libbysnewman/
Tanya Carlson LinkedIn: https://www.linkedin.com/in/tanya-carlson-5b42631a/

Download our 2024 How Australia Retires report here: https://ensombl.com/go/20240911

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Sep 10, 2024

In this episode, Tanya speaks with Suzanne Haddan, Managing Director and Representative at BFG Financial Services. They continue the conversation on retirement planning in Australia, including the impact of the cost of living crisis, home ownership trends, balancing family support with personal financial needs, the importance of early engagement with clients, and the barriers to seeking financial advice.

BFG Financial Services Website: https://www.bfg.au/
Tanya Carlson LinkedIn: https://www.linkedin.com/in/tanya-carlson-5b42631a/

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Sep 9, 2024

Brett is the Managing Director at Bell Partners Wealth Creation and Financial Advisory. He and Andrew discuss his journey in building the Bell Partners financial services group, including its expansion into regional areas, innovative use of technology, focus on culture and team development, and commitment to giving back to the community.

Brett Taggart LinkedIn: https://www.linkedin.com/in/brett-taggart-41882211/
Bell Partners Website: https://www.bellpartners.com/

Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20240910

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Sep 8, 2024

In this episode, host James Whelan is joined by Vanguard Investment Strategist Libby Newman and Morningstar Chief investment Officer Matt Wacher, to compare and contrast active and index investment styles. Looking beyond the typical one versus the other narrative, our trio explore the dynamics of each style, and the economic and market cycles in which each style can shine. Taking a trip through time and around the world, our experts demonstrate how the two styles can complement each other to deliver superior client portfolio outcomes.

Matt Wacher LinkedIn: https://www.linkedin.com/in/mattwacher/
Libby Newman LinkedIn: https://www.linkedin.com/in/libbysnewman/
James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/

Morningstar: Empowering Investor Success. https://ensombl.com/go/1-20240909/

To learn more about combining the power of passive and the advantage of active, download Vanguard’s guide to core-satellite portfolio construction here: https://ensombl.com/go/2-20240909/

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Sep 5, 2024

This week, Pat talks with Daniel Edridge, Head of Sales and Partnerships at Annature. They discuss how Annature works as an Australian eSigning and identity verification solution, as well as their customer-focused approach, transparent pricing model, seamless integrations, and commitment to cyber security.

Daniel Edridge LinkedIn: https://www.linkedin.com/in/daniel-edridge/
Annature Website: https://www.annature.com.au/
MyBudget transition to Annature: https://finance.yahoo.com/news/mybudget-announces-transition-annature-more-000000383.html
Patrick Gardner LinkedIn: https://www.linkedin.com/in/csba-patrick-gardner/

A world of community awaits you at Netwealth: https://ensombl.com/go/20240906

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Sep 4, 2024

Tim is a Partner at TownsendCobain Private Wealth Partners. They discuss how his practice has recently grown and evolved, their growth strategy, client service model, use of technology and AI, investment approach, and the lessons Tim's learned over 11 years of running the practice.

Tim Townsend LinkedIn: https://www.linkedin.com/in/tim-townsend-3114103b/
TownsendCobain Website: https://www.townsendcobain.com.au/

moneyGPS. Discover the digital advice platform that will future proof your business: https://ensombl.com/go/20240905

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Sep 3, 2024

In this episode, Peita is joined by Clint Nice, Senior Financial Planner at Profacc Public Accountants. They discuss how he developed a comprehensive investment philosophy using ChatGPT, the importance of having a well-defined philosophy for client communication and onboarding new advisors, and the value of leveraging AI tools to create educational materials and refine your investment approach.

Clint Nice LinkedIn: https://www.linkedin.com/in/clint-nice-07828459/
Profacc Website: https://profacc.com.au/
Schroders Investment Education Space: https://app.ensombl.com/spaces/10186046/feed

Discover what partnering with Schroders Australia, and being seriously invested, can do for you and your clients, visit https://ensombl.com/go/20240904

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Sep 3, 2024

In this installment, Peita talks with Michael Bova, Founder and Managing Director at Family Wealth Advisory. They discuss how he implemented an investment philosophy and managed account solution for his wealth management practice over an 18-month period, involving his team, clients, and external investment professionals.

Michael Bova LinkedIn: https://www.linkedin.com/in/michael-bova-1ba2724/
Family Wealth Advisory Website: https://www.familywealthadvisory.com.au/
Schroders Investment Education Space: https://app.ensombl.com/spaces/10186046/feed

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Sep 3, 2024

In this final episode, Peita speaks with Leong Tang, Partner and Financial Adviser at Callaghans Accountants. They explore the practical benefits and challenges of developing and implementing a well-structured investment philosophy for your practice, including its impact on advisors, support staff, client relationships, and external stakeholders.

Leong Tang LinkedIn: https://www.linkedin.com/in/chih-leong-tang-b393296a/
Callaghans Website: https://www.callaghans.com.au/
Schroders Investment Education Space: https://app.ensombl.com/spaces/10186046/feed

Discover what partnering with Schroders Australia, and being seriously invested, can do for you and your clients, visit https://ensombl.com/go/20240904

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